Paragon Retail Finance provides a range of retail focused finance options to retailers as support to their sales process.
Interest free credit and interest option products provide different solutions for retailers to achieve improved sales. Paragon Retail Finance has a dedicated team of underwriters and processors within its head office in Solihull, supported by a UK based field sales team. With up-to-date technology, and a broad existing customer base, Paragon Retail Finance is well placed to provide innovative and bespoke arrangements for individual retailers. Focused primarily on the furniture, floor covering and specialist hi-fi outlets, Paragon Retail Finance also has arrangements with suppliers of fitted kitchens and bathrooms.

You can contact Paragon Retail Finance regarding an application on the address below:
Paragon Retail Finance is a trading style of Paragon Personal Finance Ltd
Registered address:
St Catherine's Court
Herbert Road
Solihull
West Midlands
B91 3QE
Telephone: 0121 712 4242

Paragon Retail Finance is a member of the Finance & Leasing Association and subscribes to its lending code.

To Visit The Paragon Finance Website, Please Click Here

Interest Free Credit - 6 or 12 Month Period

Take advantage of our stunning Interest Free deals, either over a 6 month, or 12 month period- you decide! Payments will be taken by direct debit monthly from your nominated account, on a preferred date.
No Catches-Just simple Interest Free Credit. Take the total price, and divide by 6 or 12 accordingly.

If you are unsure of any of the above terms, please do call us on 0845 2000 369 and we will be more than happy to explain any of the above further, and answer any questions you may have.

Terms & Conditions to read before applying

The information you provide will be retained on our system and used by us for the purposes of assessing your application. It will be submitted to Paragon Personal Finance who will use it for the same purpose.

In considering your application both we and the Lenders will search your record at one or more Credit Reference Agencies. They will add to your record details of our search and your application and this will be seen by other organisations that make searches. Information held about you by the Credit Reference Agencies may already be linked to records relating to one or more of your partners. For the purpose of this application you may be treated as financially linked and your application will be assessed with reference to any “associated” records. If you are a joint applicant or if you have told us of some other financial association with another person you must be sure that you are entitled to;

- disclose information about your joint applicant and anyone referred to by you and

- authorise us to search, link or record information at Credit Reference Agencies about you and anyone referred to by you.

An “association” between joint applicants and between you and anyone you tell us is your financial partner will be created at the Credit Reference Agencies. This will link your financial records, each of which will be taken into account in all future applications by either or both of you. This will continue until one of you successfully files a disassociation at the Credit Reference Agencies.

We may use a credit scoring or another automated decision making system when assessing your application.

It is important that you give us accurate information. We will check your details with Fraud Prevention Agencies and if you give false or inaccurate information and fraud is suspected, this will be recorded. If we are unable to accept your application we may pass it, including details of the personal information you have given us, on to other members of our group or another intermediary, or Lender who may also search your records at the Credit Reference Agencies. The record of these searches will also be kept and seen by other organisations that make searches. The other group members or selected third parties to whom we pass your application may also use automated systems and carry out the checks referred to previously for the purposes to follow.

Your records will be shared with other organisations and used by us and them to:

- help make decisions about credit and credit related services, for you and members of your household;

- help make decisions on motor, household, credit, life and other insurance proposals and insurance claims, for you and members of your household;

- trace debtors, recover debt, prevent fraud and to manage your accounts or insurance policies;

- check your identity to prevent money laundering unless you furnish us with other satisfactory proof of identity.

For these purposes they or we may make further searches. These searches may be added to your record and shared with others.

We, the Credit Reference Agencies and the Fraud Prevention Agencies will also use the records for statistical analysis about credit, insurance and fraud. We may also use information about you to carry out market research

Please ask us if you would like to have details of those Credit Reference and Fraud Prevention Agencies used from whom we pass information about you. You have a right to this information.

Are you happy to proceed on this basis?

1st For Furniture LTD, Fairclough Hall Farm, Halls Green, Weston, Herts. SG4 7DP
Registered in England & Wales No. 5172047, VAT Reg. 843 1903 37